AMLA consults on rules for a central EU-wide AML/CFT supervisory database
The EU Anti-Money Laundering Authority (AMLA) has published draft technical standards for a central AML/CFT database and will hold a public hearing on 3 November 2026.
On 7 October 2026, the EU Anti-Money Laundering Authority (AMLA) opened a consultation on draft regulatory technical standards (RTS) for a central AML/CFT database. RTS are detailed binding rules that fill in how an EU law works in practice.
AMLA says the database will be the single point for supervisory authorities in the EU to report and retrieve information. According to AMLA, it will hold data on individual obliged entities (the firms that must follow AML rules) and on supervisors and their activities. AMLA says the data will help authorities identify risks and trends and will support its oversight of the EU supervisory system.
The draft standards set out how and when supervisors report, the scope and level of detail required, and a materiality threshold above which breaches must be reported. They also cover when AMLA may ask for further information. AMLA says reporting draws mainly on data supervisors already hold or will collect, so obliged entities face no new reporting costs, and some requirements will enter into force in stages.
AMLA will hold a public hearing on the draft on 3 November 2026, from 14:00 to 16:00 CET. Registration details are on AMLA's consultation page.
Why it matters to AML professionals
Supervisors across the EU will share findings about firms through one database. A breach recorded by one national supervisor can become visible to AMLA and to other supervisors. AML professionals at firms operating in several EU countries should expect supervisors to compare their record across borders.
Red flags in this case
- The same control weakness is found by supervisors in more than one country where a group operates
- Breaches found in reviews are closed locally without being tracked at group level
- Remediation deadlines agreed with a supervisor are repeatedly missed
- Findings from supervisory inspections are not shared with group compliance
If this landed in your queue
- Keep a single group-wide log of supervisory findings and their status in every country
- Check that remediation evidence for each finding is complete and easy to retrieve
- Review whether any open breach could exceed a reporting threshold once the final standards are published
- Brief management on how cross-border supervisory data sharing may affect the firm
Key terms
- Regulatory technical standards (RTS)
- Detailed binding rules drafted by an EU authority that set out how a regulation is applied in practice.
- Obliged entity
- A firm or professional that must follow AML/CFT rules, such as a bank, payment firm or casino.
- Materiality threshold
- The level of seriousness above which something, such as a breach, must be reported.
Interview angle
How could a central EU supervisory database change the way a cross-border firm manages AML findings?
Explain that supervisors will see each other's findings, so a firm should track findings and remediation at group level, fix root causes everywhere, and keep evidence ready for any supervisor.
Sources
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